Leverage Your Credit Card Receipts to Access Cash Now

Need additional funds to expand your business, cover unexpected costs, or run a marketing campaign? It’s becoming increasingly difficult for small businesses – especially retail businesses – to obtain unsecured loans from banks to cover expenses like these. First Capital Business Solutions is sympathetic to the needs of our merchants, and are ready to help with a quick unsecured cash advance.

A business cash advance does not require collateral and is easily available within days of application. An unsecured cash advance is not the same as an unsecured loan. To put it simply, you sell your future credit card processing sales to us at a discount and in return receive cash immediately.Once the cash advance is approved and executed, a percentage of daily sales is used to repay the cash advance. The amount withdrawn from your bank is not fixed; it varies as your sales volume varies. These cash advances are typically repaid within six months.

cafe owners in front of shop
What is a cash advance?

An unsecured Cash Advance is not the same as an unsecured loan. It is a cash advance on future credit card sales.

How long does it take to pay it back?

Payment is usually somewhere between 6 to 9 months.

What much is my monthly payment?

Your payment is transacted daily. Approximately 20% of daily sales go toward repayment.

How much can be advanced?

Your business can be advanced up to $500,000 on your future receivables but the amount you receive depends on your monthly credit card sales.