721 Billion Reasons to Be Mobile Ready

Payments using mobile devices has never been more eminent – whether they’re scanning a rewards card or have enabled access to their Visa, MasterCard or American Express accounts.

A recent VISA research study concluded that the amount of money that’s passed from consumers to merchants via smartphones has increased nine times since 2010. In fact, this year, more than $721 billion will be transacted via mobile devices.

By 2020, Visa believes mobile payments could become the preferred method of both consumers and merchants.

Samsung Pay logo

Samsung Pay lets consumers carry their qualifying Visa, MasterCard, or American Express cards on your devices. Just tap to pay.

Apple Pay offers an easy, secure, and private way to pay on iPhone, iPad, Apple Watch, and Mac using Visa, MasterCard, or American Express cards uploaded to their mobile devices.

Apple Pay logo

Near-Field Communications Technology

image of customer paying through mobilephone over electronic reader at cafe counterNear Field Communication (NFC) technology enables mobile payment technologies – by making it more convenient and simple for consumers around the world to make transactions, exchange digital content, and connect electronic devices with a touch.

First Capital Business Solutions offers NFC transaction technologies to help you take advantage of this ever-growing payment platform. A standards-based connectivity technology, NFC harmonizes today’s diverse contactless technologies. NFC provides a range of benefits to consumers and businesses, such as:

  • Intuitive – NFC interactions require no more than a simple touch
  • Versatile – NFC is ideally suited to the broadest range of industries, environments, and uses
  • Open and standards-based – the underlying layers of NFC technology follow universally implemented ISO, ECMA, and ETSI standards
  • Technology enabling – NFC facilitates fast and simple setup of wireless technologies, such as Bluetooth, Wi-Fi, etc.
  • Inherently secure – NFC transmissions are short range (from a touch to a few centimeters)
  • Interoperable – NFC works with existing contactless card technologies
  • Security-ready – NFC has built-in capabilities to support secure applications